As a new home buyer, the last thing you want to face is a dispute with your neighbors over property boundaries. To avoid this situation getting a property survey is vital. Let’s explore what a property survey is, why it matters, where to get one, and some common questions.
What is a Property Survey?
A property survey is a precise measurement of a property’s dimensions, conducted by a licensed surveyor. It confirms the legal boundaries of a plot, helping owners avoid boundary disputes and stay within regulations. A property survey, also known as a boundary or home survey, provides you with a document showing your land’s exact measurements, which is particularly helpful if disputes arise later.
A property survey is often required by lenders and title companies during a home purchase to ensure no encroachments exist before issuing title insurance. Some cities and counties may require surveys for certain projects, though this is not always the case. Even if it's not required, a property survey can add peace of mind by clearly defining property lines and potential restrictions.
Types of Property Surveys
Understanding the types of surveys available can help you choose the right one for your needs.
- Land Surveys: Basic surveys used to establish property lines on a parcel of land. They include structures, elevations, and natural features, making them essential for property rights protection and future development.
- Topographic Surveys: These surveys go beyond boundaries to capture the elevation, contours, and other features of the land, such as embankments or ditches. They are often necessary for construction or road projects.
- Monumentation Surveys: When you’re adding a fence, a monumentation survey establishes exact boundaries using physical markers. This is useful for accurate fence placement.
- As-Built Surveys: Conducted during construction, these surveys verify property lines and identify possible improvements or corrections in driveways, sidewalks, and other structures.
- Mortgage Surveys: Often required for financing, these surveys cover the land in a mortgage application to confirm its boundaries.
- Floodplain Surveys: For properties in potential flood zones, floodplain surveys map flood-prone areas, helping homeowners assess risk and insurance needs.
How to Get a Property Line Survey
To get a property line survey, you need to hire a licensed land surveyor. They will measure your property’s physical boundaries, research historical documents, and check legal descriptions for easements, restrictions, and other details.
Finding Existing Property Surveys
If a survey has already been conducted, you may be able to find records at your county recorder or assessor’s office, often available online. AcreValue’s platform can also help you explore property lines and access GIS data that includes useful information about the property’s boundaries and features.
Can I Survey My Property Myself?
For an official record, you’ll need a licensed surveyor. However, you can approximate your boundaries by using your property deed or plat map, which often shows boundary descriptions. You might also find markers like stakes or flags at the corners of the property, especially on newer developments.
How Much Does a Property Survey Cost?
The cost varies based on the property’s size, complexity, and type of survey. A property boundary survey can range from $375 to $745, though larger or more intricate properties may cost more.
For a less expensive option, check for existing surveys on record or request a copy of a previous survey. This can reduce costs and still provide valuable information about your property lines.
How Long Does a Property Survey Take?
A property survey may take anywhere from several days to a week or two, depending on the surveyor’s availability and the scope of research needed.
Final Thoughts
Whether you’re buying a home, adding a fence, or planning a remodel, a property survey is crucial for defining boundaries and protecting property rights. By choosing the right type of survey and using tools like AcreValue, you can avoid future issues and confidently understand your property’s layout.